PRICING, FINANCIAL RESPONSIBILITY, AND SCHEDULING DISCLOSURE

IMPORTANT NOTICE: This Disclosure is provided for informational and administrative purposes only. It does not constitute medical advice, informed consent, or a guarantee of services or outcomes. Health & Wellness Bazaar (“HWB”) is not a healthcare provider and does not make medical determinations.

1. ROLE OF HEALTH & WELLNESS BAZAAR
   HWB acts solely as a non-clinical facilitator of administrative and coordination services. HWB does not diagnose, treat, prescribe, recommend, or determine medical necessity. All medical decisions, including whether services are appropriate, necessary, modified, postponed, or canceled, are made exclusively by independent healthcare providers.
2. ESTIMATES ONLY – NO GUARANTEE OF COSTS
   Any prices, estimates, or package descriptions provided by HWB are estimates only and are subject to change. Actual costs may vary based on provider determinations, medical necessity, complications, length of stay, additional services, exchange rates, facility pricing, or other factors beyond HWB’s control. HWB does not guarantee that any quoted package price will cover all services ultimately required.
3. PATIENT FINANCIAL RESPONSIBILITY FOR COMPLICATIONS AND ADDITIONAL SERVICES
   Patient acknowledges and agrees that travel to Mexico and receipt of medical services outside the United States are undertaken voluntarily and at Patient’s sole risk.

Patient is solely and fully responsible for all costs not expressly included in the quoted package, including but not limited to costs arising from complications, additional medical treatment, extended hospitalization, emergency services, diagnostic testing, blood products, medications, post-operative care, or follow-up services.

4. NON-BINDING EXAMPLES OF POTENTIAL ADDITIONAL COSTS
   The following examples are provided for general informational purposes only and are non-binding. Actual costs may be higher or lower and are determined solely by the healthcare provider or facility:

These examples do not represent an exhaustive list of potential costs.

5. NO INSURANCE REPRESENTATION
   HWB does not provide insurance coverage and makes no representations regarding insurance reimbursement, coverage, or eligibility. Patient is solely responsible for confirming any insurance coverage.
6. ACCURACY OF INFORMATION PROVIDED BY PATIENT
   Patient represents that all information and records provided to healthcare providers are true, accurate, and complete to the best of Patient’s knowledge. Patient acknowledges that healthcare providers rely on such information in exercising independent medical judgment. HWB bears no responsibility for the accuracy or completeness of information provided by Patient or third parties.
7. CANCELLATION AND RESCHEDULING POLICY
   Healthcare providers reserve the right to cancel, postpone, or modify medical services at any time based on medical judgment, availability, regulatory requirements, or other factors. Such decisions are independent of HWB and do not create liability on the part of HWB.

If Patient elects to cancel medical services: Cancellation thirty-one (31) or more days prior to the scheduled appointment will result in a partial refund of half the deposit. Cancellation within thirty (30) days of the scheduled appointment date, including cancellation on or after the appointment date, will result in forfeiture of all deposits and responsibility for all costs incurred by HWB and by any third party, including healthcare providers and the facilities.

Rescheduling requests are subject to provider availability and applicable fees.

8. SCHEDULING AND PRE-APPOINTMENT REQUIREMENTS
   Patient acknowledges that certain pre-appointment testing, laboratory work, or documentation (including blood work) may be required by the independent healthcare provider prior to travel or treatment.

Patient agrees that, unless otherwise directed by the healthcare provider: If medical services are scheduled ninety (90) days or more prior to the appointment date, Patient is responsible for obtaining and submitting required blood work no later than sixty (60) days prior to the appointment. If medical services are scheduled between thirty (30) and ninety (90) days prior to the appointment date, Patient is responsible for obtaining and submitting required blood work no later than fifteen (15) days after payment of any required deposit. If medical services are scheduled within thirty (30) days of the appointment date, Patient is responsible for obtaining and submitting required blood work as soon as reasonably possible and prior to commencing travel, unless otherwise approved by the healthcare provider.

Patient acknowledges that failure to timely complete or submit required pre-appointment materials may result in postponement or cancellation of services and associated costs, and that such determinations are made by the healthcare provider and not by HWB.

9. NO MEDICAL GUARANTEES
   Nothing in this Disclosure constitutes a promise, guarantee, or assurance regarding medical outcomes, results, or availability of services.
10. ACKNOWLEDGMENT
    By signing below, Patient acknowledges having read and understood this Pricing, Financial Responsibility, and Scheduling Disclosure and understands that it is separate from, and supplemental to, the Patient Assumption of Risk, Release of Liability, and Mandatory Arbitration Agreement.